Most people are fully aware that to spend a really effective day, one of the most important things to do at the outset is to make a simple plan to maximize your time.
Here are 5 key tips to make sure that your planning is quick, effective and completely in line with your goals.
Tip #1 - Why.
The point of planning is to manage your time effectively and give you the opportunity
to be realistic about what you hope to achieve. It is a good idea to decide which tasks take priority and which ones will take the most time, require you to be in a certain place or demand certain equipment.
Thinking about these things in advance makes sure that you know exactly what you need to prepare so that you can take action immediately and not go into what I call 'pencil sharpening' mode; spending all your time getting ready instead of doing something.
Tip #2 - Where.
Find a quiet place to do your planning. You need the time and the space, without
distractions, to think about the bigger picture of what you are trying to achieve. Your daily plan is the building block of your overall construction and you need the perspective to make sure you're not putting on the roof, before you have built the walls.
Tip #3 - When.
One of the dangers of planning is that the very act of writing down what we intend to
do is capable of taking up all the time that we planned to use for action. This is what I mean by
'pencil sharpening'.
A very simple cure is to do your planning the night before. That way it doesn't eat into your action time. It also allows your subconscious mind to start work straight away, while you slumber, on some of the issues ready for when you wake up.
Just make sure that you don't stay up all night, planning! You need your sleep too.
Tip #4 - What.
Try not to get carried away with your planning process. A day chart with coloured
time slots and flow charts may look great but it is certainly not necessary. A simple list of tasks
in time order is all that's required. Highlight the ones that must get done and recognise that
if they overrun, then the less important jobs can be allowed to slip.
Tip #5 - How.
Carry your one sheet plan with you all day or pin it up over your workstation. Keep
it up to date and cross off the tasks as they are completed. Remember to carry over unfinished jobs, but give yourself authority to discard them too - the very fact that you didn't get them done may mean that they were unnecessary in the first place.
A plan is a guide to your day, not a rigid and unbending framework. It is there to help you make
realistic judgements about how much time you have and let you see what you still have to get done, but don't become its slave. Allow yourself the flexibility to react to things that happen during the day.
That does not mean allowing yourself to get distracted by trivialities, but no one will ever
thank you for being rigid, if that means turning away from immediate and fruitful opportunities.
So, don't forget; just before you go to bed. Grab a pen and paper, shut yourself away from the family and TV for ten to twenty minutes and put your plan together. You will be amazed at how much more you can achieve each day in return for that small investment of time.
Come and visit to learn...
excelfanatic.com
excelfanatics.com
Friday, August 31, 2007
Wednesday, August 29, 2007
Waterfall Theory
One of the surest things on this planet is gravity. It exists, causing things to drop. Water, therefore, falls from a higher ground to a lower ground. The same thing happens with teaching. If you have a little knowledge in one area than someone else, that makes you someone who could teach.
Even if your area of knowledge is sparse, someone else in the world will have less knowledge than you. If you put it to good use, you could be someone's teacher and add value to their lives.
Just think what you have today.
What are you better than anyone else in...even if it is just by a little bit?
Come and visit to learn...
excelfanatic.com
excelfanatics.com
Even if your area of knowledge is sparse, someone else in the world will have less knowledge than you. If you put it to good use, you could be someone's teacher and add value to their lives.
Just think what you have today.
What are you better than anyone else in...even if it is just by a little bit?
Come and visit to learn...
excelfanatic.com
excelfanatics.com
Microsoft Excel Features For The Financially Literate
Microsoft Office Excel is a great computer program that is widely used throughout the financial industry. Excel is an invaluable tool for portfolio managers, traders and accountants. Billion dollar portfolios and positions can be managed and traded using Excel spreadsheets. Management reports and risk management tools can be created and run in this program. In short, Microsoft Excel has created incredible efficiencies in the finance and accounting industries.
For more information excelfanatics.com
For more information excelfanatics.com
Tuesday, August 28, 2007
Working Smart
If you sell a 2.3kg bar of iron right out of the blast furnace, it will be worth US$6. If you turn the iron into fishing weights, they will be worth US$25. Transfer your iron into fishing hooks and they will sell for US$250. Hammer the iron into hunting knife blades and you get US$2500. If, however, you transform your iron bar into watch springs, they will be worth US$250,000.
Working smarter instead of harder is what creates wealth.
It does not matters what you are worth now, what matters is what you do with what you have got. Time and knowledge will do the work for you
Come and visitexcelfanatic.com
Does Caffeine Increase Blood Pressure?
Caffeine is a natural stimulant found in the nuts, berries, and leaves of certain plants. Caffeine is most commonly consumed as coffee or tea products, and some have estimated that these beverages may be the most widely consumed foods in the world.
Because caffeine is so common in all human cultures, a great deal of research has been done to discover the health effects of caffeine. Relationships between caffeine and heart disease, as well as the caffeine-blood pressure link have been especially active fields of study.
What are stimulants?
Stimulants, by definition, increase the activity of the central nervous system, which is why they make you feel more awake, focused, and alert. However, this increased activity can also cause blood vessel constriction, which may increase blood pressure and alter the supply of blood to the heart.
In fact, most of the dangerous effects of strong stimulants like cocaine and methamphetamine are a direct result of their activity on blood vessels and the heart.
Because caffeine is a stimulant, there is good reason to suspect that coffee and high blood pressure might be related. Caffeine, though, is a very mild stimulant, and has a short life span in the body. Caffeine is also a self-limiting stimulant, because it acts on the kidneys to increase the rate of its own excretion.
Caffeine, Blood Pressure, and the Heart
Evidence has repeatedly shown that consumption of caffeine does not increase the risk of high blood pressure, heart disease or heart attack. One very well-known study examined more than 85,000 women over a ten-year period and found that there was no increased risk of these diseases, even in women who drank more than six cups of coffee per day. The Joint National Committee on Hypertension has specifically stated that there is no evidence linking coffee/tea and high blood pressure.
While some recent studies have shown a weak link between caffeine and elevations in blood pressure, the results are complicated and only consider short-term effects.
For example, one widely quoted study found that blood pressure rose slightly in subjects almost immediately after consuming a caffeinated beverage, and that this blood pressure rise was more pronounced in people with pre-existing high blood pressure. However, these elevations were not very large and only lasted a short time. The study also showed that in about 15 percent of people with existing high blood pressure, drinking a caffeinated beverage actually caused a decrease in blood pressure.
Two important studies published in 2007 further supported the existing body of evidence by again demonstrating that:
One interesting study showed that the caffeine-blood pressure relationship may be more complicated than expected. The study examined how the amount of coffee consumed affected the risk of developing high blood pressure. While the results showed that the risk of high blood pressure was the lowest for those who drink no coffee, it also showed that those who drink a lot of coffee have almost the same risk. In an unexpected twist, people who drank only small amounts of coffee (1-3 cups per day) seemed to have the highest risk. It is believed that over time, the body becomes tolerant to the stimulant effects of caffeine.
Health Benefits
Coffee and tea may actually have many health benefits. While green tea was popular for several years as a healthy source of vitamins and antioxidants, newer research has shown that darker beverages like black tea and coffee may actually be better for you. These dark beverages are a rich source of compounds called polyphenols, which may protect against both heart disease and several types of cancer. Recent studies, for example, have consistently demonstrated a decreased risk of liver cancer in men who drink coffee.
Coffee and tea polyphenols have been shown to lower the level of activated platelets in the blood, which may help prevent blood clots that can lead to stroke. Polyphenols have also been shown to lower the body's concentration of C-reactive protein (CRP), an important factor in inflammation. Decreases in CRP have previously been shown to lower the risk of cardiovascular disease, heart attack, and certain types of kidney disease.
Though coffee and tea contain a lot of polyphenols, other types of polyphenols can be found in different foods. All polyphenols have been shown to have health benefits, but the most beneficial besides those in coffee and tea seem to be:
While the scientific evidence should reassure you if you are a coffee or tea drinker, it doesn't mean you should start because of the potential health benefits. A balanced diet rich in fruits and vegetables is also a great source of polyphenols and polyphenol-related compounds.
Because caffeine is so common in all human cultures, a great deal of research has been done to discover the health effects of caffeine. Relationships between caffeine and heart disease, as well as the caffeine-blood pressure link have been especially active fields of study.
What are stimulants?
Stimulants, by definition, increase the activity of the central nervous system, which is why they make you feel more awake, focused, and alert. However, this increased activity can also cause blood vessel constriction, which may increase blood pressure and alter the supply of blood to the heart.
In fact, most of the dangerous effects of strong stimulants like cocaine and methamphetamine are a direct result of their activity on blood vessels and the heart.
Because caffeine is a stimulant, there is good reason to suspect that coffee and high blood pressure might be related. Caffeine, though, is a very mild stimulant, and has a short life span in the body. Caffeine is also a self-limiting stimulant, because it acts on the kidneys to increase the rate of its own excretion.
Caffeine, Blood Pressure, and the Heart
Evidence has repeatedly shown that consumption of caffeine does not increase the risk of high blood pressure, heart disease or heart attack. One very well-known study examined more than 85,000 women over a ten-year period and found that there was no increased risk of these diseases, even in women who drank more than six cups of coffee per day. The Joint National Committee on Hypertension has specifically stated that there is no evidence linking coffee/tea and high blood pressure.
While some recent studies have shown a weak link between caffeine and elevations in blood pressure, the results are complicated and only consider short-term effects.
For example, one widely quoted study found that blood pressure rose slightly in subjects almost immediately after consuming a caffeinated beverage, and that this blood pressure rise was more pronounced in people with pre-existing high blood pressure. However, these elevations were not very large and only lasted a short time. The study also showed that in about 15 percent of people with existing high blood pressure, drinking a caffeinated beverage actually caused a decrease in blood pressure.
Two important studies published in 2007 further supported the existing body of evidence by again demonstrating that:
- caffeine-induced blood pressure changes were small and short-lived
- caffeine does not contribute to disorders of the blood vessels associated with high blood pressure and cardiovascular disease
One interesting study showed that the caffeine-blood pressure relationship may be more complicated than expected. The study examined how the amount of coffee consumed affected the risk of developing high blood pressure. While the results showed that the risk of high blood pressure was the lowest for those who drink no coffee, it also showed that those who drink a lot of coffee have almost the same risk. In an unexpected twist, people who drank only small amounts of coffee (1-3 cups per day) seemed to have the highest risk. It is believed that over time, the body becomes tolerant to the stimulant effects of caffeine.
Health Benefits
Coffee and tea may actually have many health benefits. While green tea was popular for several years as a healthy source of vitamins and antioxidants, newer research has shown that darker beverages like black tea and coffee may actually be better for you. These dark beverages are a rich source of compounds called polyphenols, which may protect against both heart disease and several types of cancer. Recent studies, for example, have consistently demonstrated a decreased risk of liver cancer in men who drink coffee.
Coffee and tea polyphenols have been shown to lower the level of activated platelets in the blood, which may help prevent blood clots that can lead to stroke. Polyphenols have also been shown to lower the body's concentration of C-reactive protein (CRP), an important factor in inflammation. Decreases in CRP have previously been shown to lower the risk of cardiovascular disease, heart attack, and certain types of kidney disease.
Though coffee and tea contain a lot of polyphenols, other types of polyphenols can be found in different foods. All polyphenols have been shown to have health benefits, but the most beneficial besides those in coffee and tea seem to be:
- Grape polyphenols;
- Apple polyphenols;
- Chocolate polyphenols (dark chocolate with more than 80 percent cocoa)
While the scientific evidence should reassure you if you are a coffee or tea drinker, it doesn't mean you should start because of the potential health benefits. A balanced diet rich in fruits and vegetables is also a great source of polyphenols and polyphenol-related compounds.
Healthy Lifestyle: 6 Great Ways to Start Your Day
A Healthy Lifestyle Starts Each Morning!
The way you spend your morning can add a certain flavor to the rest of your day. Here are some healthy lifestyle habits to incorporate into your morning routine that can leave you better able to handle the stress you experience. Try one or several, and experiment until you find what suits you.
Put On Some Music
Music therapy has been shown to reduce stress and have a positive effect on health. But you don't need a therapist to enjoy some of the benefits music has to offer. Listening to music as you get ready and start your day will create positive energy and a soothing sense of peace (or a sense of fun, if you play party music). Music can compliment other healthy lifestyle habits, adding a sense of peace to a yoga workout, putting a spring in your step on a morning walk, or stimulating your mind as you write in your journal.
Stretch in the Shower
The hot water will loosen up your muscles, so it’s easier to get a good stretch. The act of stretching will help to release stored tension and enable you to start the day feeling more relaxed, at peace, and ready to handle what comes your way.
Eat a Balanced Breakfast
For those of you who start the day on a bagel and coffee, read this! Breakfast is known as ‘the most important meal of the day’ for a very good reason: a healthy meal in the morning can balance your blood sugar levels and give you the sustenance you need to handle physical and mental stress. Without it, you will be less resilient, both physically and mentally. Be sure to have plenty of protein and fruit, not just caffeine and empty calories!
Drink Green Tea
Sipping a warm cup of tea is a soothing activity that will help you prepare for the day ahead and feel nurtured. Green tea is loaded with antioxidants, so it’s a delicious and healthy lifestyle choice.
Write in Your Journal
Journaling has many health and stress management benefits, and can also lead to increased self-awareness. Writing once a day can help you feel focused, process negative emotions, and solve problems.
Morning Walk
Walking has so many health benefits, the stress management benefits are practically just gravy! A morning walk can get you ready for your day, help you sleep better at night, lower your stress level, and reduce your risk of numerous health conditions. And if you bring a dog with you, you’ll be lavished with attention as well!
Yoga
For a healthy body and peaceful mind, few activities give as much ‘bang for your buck’ as yoga. Combining all the goodness of several stress management techniques, such as diaphragmic breathing, meditation, stretching and more, yoga provides some of the best stress management and health benefits you can find in a single technique. A good way to start your morning is by doing a series of yoga poses called Sun Salutations.
The way you spend your morning can add a certain flavor to the rest of your day. Here are some healthy lifestyle habits to incorporate into your morning routine that can leave you better able to handle the stress you experience. Try one or several, and experiment until you find what suits you.
Put On Some Music
Music therapy has been shown to reduce stress and have a positive effect on health. But you don't need a therapist to enjoy some of the benefits music has to offer. Listening to music as you get ready and start your day will create positive energy and a soothing sense of peace (or a sense of fun, if you play party music). Music can compliment other healthy lifestyle habits, adding a sense of peace to a yoga workout, putting a spring in your step on a morning walk, or stimulating your mind as you write in your journal.
Stretch in the Shower
The hot water will loosen up your muscles, so it’s easier to get a good stretch. The act of stretching will help to release stored tension and enable you to start the day feeling more relaxed, at peace, and ready to handle what comes your way.
Eat a Balanced Breakfast
For those of you who start the day on a bagel and coffee, read this! Breakfast is known as ‘the most important meal of the day’ for a very good reason: a healthy meal in the morning can balance your blood sugar levels and give you the sustenance you need to handle physical and mental stress. Without it, you will be less resilient, both physically and mentally. Be sure to have plenty of protein and fruit, not just caffeine and empty calories!
Drink Green Tea
Sipping a warm cup of tea is a soothing activity that will help you prepare for the day ahead and feel nurtured. Green tea is loaded with antioxidants, so it’s a delicious and healthy lifestyle choice.
Write in Your Journal
Journaling has many health and stress management benefits, and can also lead to increased self-awareness. Writing once a day can help you feel focused, process negative emotions, and solve problems.
Morning Walk
Walking has so many health benefits, the stress management benefits are practically just gravy! A morning walk can get you ready for your day, help you sleep better at night, lower your stress level, and reduce your risk of numerous health conditions. And if you bring a dog with you, you’ll be lavished with attention as well!
Yoga
For a healthy body and peaceful mind, few activities give as much ‘bang for your buck’ as yoga. Combining all the goodness of several stress management techniques, such as diaphragmic breathing, meditation, stretching and more, yoga provides some of the best stress management and health benefits you can find in a single technique. A good way to start your morning is by doing a series of yoga poses called Sun Salutations.
Caffeine, Stress and Your Health: Is Caffeine Your Friend or Your Foe?
Caffeine is a drug, popularly consumed in coffee, tea, soft drinks and, in smaller doses, chocolate. While we seem to have a love affair with these products, there’s been quite a bit of confusion and even controversy surrounding caffeine lately. Is it good or bad for us? Here’s a brief tutorial on caffeine, and some surprising answers to these questions.
Effects on the Body:
Hormones- You can feel the effects of caffeine in your system within a few minutes of ingesting it, and it stays on your system for many hours—it has a half-life of four to six hours in your body. While in your body, caffeine affects the following hormones:
Adenosine- Can inhibit absorption of adenosine, which calms the body, which can make you feel alert in the short run, but can cause sleep problems later. (More on this below.)
Adrenaline- Caffeine injects adrenaline into your system, giving you a temporary boost, but possibly making you fatigued and depressed later. If you take more caffeine to counteract these effects, you end up spending the day in an agitated state, and might find yourself jumpy and edgy by night.
Cortisol- Can increase the body’s levels of cortisol, the “stress hormone”, which can lead to other health consequences ranging from weight gain and moodiness to heart disease and diabetes.
Dopamine- Caffeine increases dopamine levels in your system, acting in a way similar to amphetamines, which can make you feel good after taking it, but after it wears off you can feel ‘low’. It can also lead to a physical dependence because of dopamine manipulation.
These changes caffeine makes in your physiology can have both positive and negative consequences:
Sleep
Caffeine can affect your sleep by keeping you awake longer, thereby shortening the amount of sleep you get, and giving you less time in the restorative stages of sleep, which takes a toll on your level of alertness the next day and overall health.
Interestingly, though, caffeine doesn’t affect the stages of sleep the way other stimulants do, so it’s a better choice than speed or other ‘uppers’ to use if you need to stay awake.
Weight
Many experts believe that increased levels of cortisol lead to stronger cravings for fat and carbohydrates, and cause the body to store fat in the abdomen. (Abdominal fat carries with it greater health risks than other types of fat.) Also, if increased cortisol levels lead to stronger cravings for caffeine-laden foods, the body goes into a cycle that leads only to worse health.
The good news, though, is that caffeine can speed up metabolism. Also, it can help the body break down fat about 30% more efficiently if consumed prior to exercise. (You must be exercising to get this benefit, though.) Additionally, caffeine can keep blood sugar levels elevated, leaving you feeling less hungry.
Exercise
If caffeine elevates levels of cortisol and other hormones for a temporary boost, after caffeine wears off, the body can feel fatigued and feelings of mild to moderate depression can set in. This can make physical activity more difficult.
On the positive side, caffeine has been found to enhance physical performance and endurance if it isn’t overused. This, combined with its effect of fat burning during exercise, can actually enhance workouts and enable you to get in better shape if you take it at the right time.
Caffeine and Stress
Because caffeine and stress can both elevate cortisol levels, high amounts of caffeine (or stress) can lead to the negative health effects associated with prolonged elevated levels of cortisol (which you can read about here). If you ingest high levels of caffeine, you may feel your mood soar and plummet, leaving you craving more caffeine to make it soar again, causing you to lose sleep, suffer health consequences and, of course, feel more stress. However, small to moderate amounts of caffeine can lift your mood and give you a boost.
The Verdict on Caffeine
With potential negative and positive health consequences, caffeine can be your friend, but in controlled doses. Here’s what you should remember about caffeine:
Don’t Take Too Much
Because of the health risks (above) associated with higher levels of caffeine, as well as the risk of physical dependence that can come with four cups of coffee or more each day, it’s wise to limit your caffeine intake. (Withdrawal symptoms can include cravings, headache, fatigue and muscle pain.)
No Caffeine After 2pm
Because sleep is important to proper physical functioning, and caffeine can stay in your system for 8 hours or longer, you should cut off or limit your caffeine intake to the first part of the day to ensure that your sleep isn’t disrupted.
Enjoy Caffeine With Physical Activity
Caffeine is best ingested before exercise—that way your performance is enhanced and the stress-management benefits of exercise can keep you healthy and feeling less stressed throughout the day.
Effects on the Body:
Hormones- You can feel the effects of caffeine in your system within a few minutes of ingesting it, and it stays on your system for many hours—it has a half-life of four to six hours in your body. While in your body, caffeine affects the following hormones:
Adenosine- Can inhibit absorption of adenosine, which calms the body, which can make you feel alert in the short run, but can cause sleep problems later. (More on this below.)
Adrenaline- Caffeine injects adrenaline into your system, giving you a temporary boost, but possibly making you fatigued and depressed later. If you take more caffeine to counteract these effects, you end up spending the day in an agitated state, and might find yourself jumpy and edgy by night.
Cortisol- Can increase the body’s levels of cortisol, the “stress hormone”, which can lead to other health consequences ranging from weight gain and moodiness to heart disease and diabetes.
Dopamine- Caffeine increases dopamine levels in your system, acting in a way similar to amphetamines, which can make you feel good after taking it, but after it wears off you can feel ‘low’. It can also lead to a physical dependence because of dopamine manipulation.
These changes caffeine makes in your physiology can have both positive and negative consequences:
Sleep
Caffeine can affect your sleep by keeping you awake longer, thereby shortening the amount of sleep you get, and giving you less time in the restorative stages of sleep, which takes a toll on your level of alertness the next day and overall health.
Interestingly, though, caffeine doesn’t affect the stages of sleep the way other stimulants do, so it’s a better choice than speed or other ‘uppers’ to use if you need to stay awake.
Weight
Many experts believe that increased levels of cortisol lead to stronger cravings for fat and carbohydrates, and cause the body to store fat in the abdomen. (Abdominal fat carries with it greater health risks than other types of fat.) Also, if increased cortisol levels lead to stronger cravings for caffeine-laden foods, the body goes into a cycle that leads only to worse health.
The good news, though, is that caffeine can speed up metabolism. Also, it can help the body break down fat about 30% more efficiently if consumed prior to exercise. (You must be exercising to get this benefit, though.) Additionally, caffeine can keep blood sugar levels elevated, leaving you feeling less hungry.
Exercise
If caffeine elevates levels of cortisol and other hormones for a temporary boost, after caffeine wears off, the body can feel fatigued and feelings of mild to moderate depression can set in. This can make physical activity more difficult.
On the positive side, caffeine has been found to enhance physical performance and endurance if it isn’t overused. This, combined with its effect of fat burning during exercise, can actually enhance workouts and enable you to get in better shape if you take it at the right time.
Caffeine and Stress
Because caffeine and stress can both elevate cortisol levels, high amounts of caffeine (or stress) can lead to the negative health effects associated with prolonged elevated levels of cortisol (which you can read about here). If you ingest high levels of caffeine, you may feel your mood soar and plummet, leaving you craving more caffeine to make it soar again, causing you to lose sleep, suffer health consequences and, of course, feel more stress. However, small to moderate amounts of caffeine can lift your mood and give you a boost.
The Verdict on Caffeine
With potential negative and positive health consequences, caffeine can be your friend, but in controlled doses. Here’s what you should remember about caffeine:
Don’t Take Too Much
Because of the health risks (above) associated with higher levels of caffeine, as well as the risk of physical dependence that can come with four cups of coffee or more each day, it’s wise to limit your caffeine intake. (Withdrawal symptoms can include cravings, headache, fatigue and muscle pain.)
No Caffeine After 2pm
Because sleep is important to proper physical functioning, and caffeine can stay in your system for 8 hours or longer, you should cut off or limit your caffeine intake to the first part of the day to ensure that your sleep isn’t disrupted.
Enjoy Caffeine With Physical Activity
Caffeine is best ingested before exercise—that way your performance is enhanced and the stress-management benefits of exercise can keep you healthy and feeling less stressed throughout the day.
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Monday, August 27, 2007
The Longest Word
The longest word in any of the major English language dictionaries is pneumonoultramicroscopicsilicovolcanoconiosis, a 45-letter word which refers to a lung disease contracted from the inhalation of very fine silicious particles. Research has discovered that this word was originally intended as a hoax. It has since been used in a close approximation of its originally intended meaning, lending at least some degree of validity to its claim.
The Oxford English Dictionary contains pseudopseudohypoparathyroidism (30 letters).
The longest non-technical word in major dictionaries is floccinaucinihilipilification at 29 letters. Consisting of a series of Latin words meaning "nothing" and defined as "the act of estimating something as worthless", its usage has been recorded as far back as 1741.
The Oxford English Dictionary contains pseudopseudohypoparathyroidism (30 letters).
The longest non-technical word in major dictionaries is floccinaucinihilipilification at 29 letters. Consisting of a series of Latin words meaning "nothing" and defined as "the act of estimating something as worthless", its usage has been recorded as far back as 1741.
How would you like to drink away pounds of stubborn bodyfat and inches from your waistline in as little as 3 minutes a day?
Yes, that's right. Drink away pounds of good-for-nothing bodyfat and inches from your waistline in as little as 3 short minutes a day!
Sound too good to be true? Well, hard as it may be to believe, it absolutely is true! And we'd like to prove it to you at our risk,not yours.
Here's the deal. Scientific research is now showing that by replacing your regular high-calorie beverages each day with a mysterious oolong tea produced at Mt. Wu Yi Shan in China's Fujian Province, you may enjoy remarkable weight-loss results... in as little as 3 minutes a day (the short amount of time it takes to enjoy this delicious weight-loss miracle).
This deep, rich drink is called Okuma's Chinese Wu-Long Tea, and 37 scientific studies published within the last several months alone show the nutrients in this tea may help melt away bodyfat; boost energy; and even clarify skin, giving your face a clear, radiant glow. More about these scientifically documented benefits in a moment. But first, to express to you just how certain we are Wu-Long Tea will help you lose weight fast, we're extending to you a special limited-time offer.
We are so confident Wu-Long Tea will help give you the leaner, healthier, more buoyant body you desire that we're putting our money where our mouth is. We're giving you a zero-risk "test drive" to judge for yourself just how powerful Wu-Long Tea really is.
If after using Chinese Wu-Long Tea you haven't melted away pounds of bodyfat and achieved a more slender waistline, simply return your order within 30 days and we'll give you a full refund of your product purchase price... no hassles, no hard feelings.
Sound too good to be true? Well, hard as it may be to believe, it absolutely is true! And we'd like to prove it to you at our risk,not yours.
Here's the deal. Scientific research is now showing that by replacing your regular high-calorie beverages each day with a mysterious oolong tea produced at Mt. Wu Yi Shan in China's Fujian Province, you may enjoy remarkable weight-loss results... in as little as 3 minutes a day (the short amount of time it takes to enjoy this delicious weight-loss miracle).
This deep, rich drink is called Okuma's Chinese Wu-Long Tea, and 37 scientific studies published within the last several months alone show the nutrients in this tea may help melt away bodyfat; boost energy; and even clarify skin, giving your face a clear, radiant glow. More about these scientifically documented benefits in a moment. But first, to express to you just how certain we are Wu-Long Tea will help you lose weight fast, we're extending to you a special limited-time offer.
We are so confident Wu-Long Tea will help give you the leaner, healthier, more buoyant body you desire that we're putting our money where our mouth is. We're giving you a zero-risk "test drive" to judge for yourself just how powerful Wu-Long Tea really is.
If after using Chinese Wu-Long Tea you haven't melted away pounds of bodyfat and achieved a more slender waistline, simply return your order within 30 days and we'll give you a full refund of your product purchase price... no hassles, no hard feelings.
Why are we so confident you'll melt away pounds of stubborn fat fast? Because already so many of our thousands of happy customers are reporting stunning weight-loss results. This tea is truly remarkable. You've got to see it to believe it. We promise it will be the best weight-loss product you've ever tried, or your money back... better than any diet... better than Alli, ephedra, hoodia, green tea... BETTER THAN ANYTHING AVAILABLE!
Here is a small sample of more scientifically documented
benefits you may experience by drinking this kind of tea daily...
- May Burn 2.5 Times MORE Calories Than Authentic Green Tea: In a new study published in the Journal of Medical Investigation, scientists from Japan's University of Tokushima School of Medicine found that people who regularly consumed this kind of tea enjoyed over TWICE the calorie-burning results of those who drank the same amount of authentic Japanese green tea. Remarkable!
- May Help Reduce the Fattening Effects of Carbs: Eating too many carbohydrates causes weight gain by increasing insulin levels. (Insulin is your body's "fat-storing" hormone.) But a new study from scientists at the Suntory Research Center in Osaka, Japan, shows that the nutrients in this kind of tea may help "blunt" the rise in insulin you normally get after eating carbs. This means that you may be able to have your cake and eat it, too!
- Helps Clarify Skin; Gives Your Face a Clear, Healthy Glow: In a new study published in the academic journal Archives of Dermatology, researchers from Japan's Shiga University of Medical Science found that the nutrients in this kind of tea helped cleared up skin eczema within just one month.
- May Help Fight Signs of Aging: In one 2004 study by Dr. Kenichi Yanagimoto and colleagues from the University of California, Davis, the nutrients in this kind of tea produced a remarkable 50 percent reduction in free radicals (which cause signs of aging) within just 15 days. This is truly remarkable! aPromotes Strong, Healthy Teeth: A new study from the Department of Dentistry at Japan's Osaka University shows the nutrients in this kind of tea may strengthen teeth and help prevent tooth decay by significantly inhibiting plaque deposition.
- Helps Strengthens Your Immune System: According to a 2004 study published in the scientific journal Antioxidants & Redox Signaling, the nutrients in this kind of tea were shown to help bolster the immune system, thereby helping reduce your risk for infections such as the common cold.
- Enhances Mind-Body Wellness: Perhaps the most notable testament to the power of Wu-Long comes from the esteemed Chinese pharmaceutical bookBencao Shiyi (The Compendium of Materia Medica), which says tea drinking "will make one live long and stay in good shape."
- 100% Natural & Nourishing: Unlike artificial "fat burners," Chinese Wu-Long Tea is natural and nourishing to your health. Many users report feelings of increased focus and well-being after drinking this delicious health-promoting tea.
Thursday, August 23, 2007
Excel VBA: Mask Time Entry in Excel.
Unlike Access, Excel does not allow for us to mask time and/or date entries. However, we can use the Worksheet Change Event to achieve masked time entries. For the code to work times should be entered as 4 digits, e.g. 2244, 0130, 1325 will change to 22:44, 01:30 and 13:25 respectively. Note how the time mask is only applicable to the range A1:A100, but can be any range. You can change the display format (.NumberFormat = "[h]:mm") of the code to suit your needs.
To insert the code, right click on the Sheet name tab, select View Code and in here paste the code below;
Private Sub Worksheet_Change(ByVal Target As Range)
Dim vVal
If Target.Cells.Count > 1 Then Exit Sub
If Intersect(Target, Range("A1:A100")) Is Nothing Then Exit Sub
With Target
vVal = Format(.Value, "0000")
If IsNumeric(vVal) And Len(vVal) = 4 Then
Application.EnableEvents = False
.Value = Left(vVal, 2) & ":" & Right(vVal, 2)
.NumberFormat = "[h]:mm"
End If
End With
Application.EnableEvents = True
End Sub
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To insert the code, right click on the Sheet name tab, select View Code and in here paste the code below;
Private Sub Worksheet_Change(ByVal Target As Range)
Dim vVal
If Target.Cells.Count > 1 Then Exit Sub
If Intersect(Target, Range("A1:A100")) Is Nothing Then Exit Sub
With Target
vVal = Format(.Value, "0000")
If IsNumeric(vVal) And Len(vVal) = 4 Then
Application.EnableEvents = False
.Value = Left(vVal, 2) & ":" & Right(vVal, 2)
.NumberFormat = "[h]:mm"
End If
End With
Application.EnableEvents = True
End Sub
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Excel Lookup Table. Using a Lookup Table in Excel
VLookup is perfect for numerical values contained in a range. However if you tried to use VLookup with text in a table, it's use would be limited, For example surnames such as Smith, Smithson, Smithy, Smithson-Jacobs would create problems. If you entered a surname incorrectly, VLookup will step back to the closest possible match.
If you wish to glean information from a table that uses text, you can use VLookups optional fourth argument called match-type. This argument forces VLookup to return #N/A if an exact match cannot be found in the first column of your table. This type of VLookup is perfect to glean information from an address list.
Let's say we wanted to find out the phone number of Smithson-Jacob. We would use =VLOOKUP(B15,A2:E11,4,FALSE). Telling Excel to lookup Smithson-Jacobs in the table range and return the value on the same row in the fourth column. By using the optional fourth argument, FALSE, Excel is forced to return either an exact match (as it has done) or #N/A if it can't find an exact match.
If we wanted to find the Date of Birth from within the Table we could use =VLOOKUP(B15,A2:E11,5,FALSE), which tells Excel to return the value in the fifth column on the same row.
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If you wish to glean information from a table that uses text, you can use VLookups optional fourth argument called match-type. This argument forces VLookup to return #N/A if an exact match cannot be found in the first column of your table. This type of VLookup is perfect to glean information from an address list.
Let's say we wanted to find out the phone number of Smithson-Jacob. We would use =VLOOKUP(B15,A2:E11,4,FALSE). Telling Excel to lookup Smithson-Jacobs in the table range and return the value on the same row in the fourth column. By using the optional fourth argument, FALSE, Excel is forced to return either an exact match (as it has done) or #N/A if it can't find an exact match.
If we wanted to find the Date of Birth from within the Table we could use =VLOOKUP(B15,A2:E11,5,FALSE), which tells Excel to return the value in the fifth column on the same row.
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Convert Dates To Excel Formatted Dates
If you work with Excel, sooner or later you will encounter a problem with dates. Particularly if these dates have been imported from another program. Let's look at some of the date formats that you may encounter and also how to convert these to standard Excel dates.
For example
In cell A2: 112303
Formula Used:-
=VALUE(LEFT(A2,2)&"/"&MID(A2,3,2)&"/"&RIGHT(A2,2))
Results:-
11/23/03
For example
In cell A2: 112303
Formula Used:-
=VALUE(LEFT(A2,2)&"/"&MID(A2,3,2)&"/"&RIGHT(A2,2))
Results:-
11/23/03
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Wednesday, August 22, 2007
Difference between Focusing on Problems and Focusing on Solutions
Case 1
When NASA began the launch of astronauts into space, they found out that the pens wouldn't work at zero gravity (ink won't flow down to the writing surface). To solve this problem, it took them one decade and $12 million.They developed a pen that worked at zero gravity, upside down,underwater, in practically any surface including crystal and in atemperature range from below freezing to over 300 degrees C. and What did the Russians do...?? They used a pencil.
Case 2
One of the most memorable case studies on Japanese management was the case of the empty soapbox, which happened in one of Japan’s biggest cosmetics companies. The company received a complaint that a consumerhad bought a soapbox that was empty. Immediately the authorities isolated the problem to the assembly! line, which transported all thepackaged boxes of soap to the delivery department. For some reason, one soapbox went through the assembly line empty. Management asked its engineers to solve the problem. Post-haste, the engineers worked hard to devise an X-ray machine withhigh-resolution monitors manned by two people to watch all the soapboxes that passed through the line to make sure they were not empty. No doubt,they worked hard and they worked fast but they spent a whoopee amount to do so.But when a rank-and-file employee in a small company was posed with the same problem, he did not get into complications of X-rays, etc., but instead came out with another solution. He bought a strong industrialelectric fan and pointed it at the assembly line. He switched the fan on, and as each soapbox passed the fan, it simply blew the empty boxes out of the line.
Moral: Always look for simple solution. Devise the simplest possible solution that solves the problems. Always focus on solutions & not on problems.
So the end of the day the thing that really matters is HOW ONELOOK INTO THE PROBLEM and Resolve early.
When NASA began the launch of astronauts into space, they found out that the pens wouldn't work at zero gravity (ink won't flow down to the writing surface). To solve this problem, it took them one decade and $12 million.They developed a pen that worked at zero gravity, upside down,underwater, in practically any surface including crystal and in atemperature range from below freezing to over 300 degrees C. and What did the Russians do...?? They used a pencil.
Case 2
One of the most memorable case studies on Japanese management was the case of the empty soapbox, which happened in one of Japan’s biggest cosmetics companies. The company received a complaint that a consumerhad bought a soapbox that was empty. Immediately the authorities isolated the problem to the assembly! line, which transported all thepackaged boxes of soap to the delivery department. For some reason, one soapbox went through the assembly line empty. Management asked its engineers to solve the problem. Post-haste, the engineers worked hard to devise an X-ray machine withhigh-resolution monitors manned by two people to watch all the soapboxes that passed through the line to make sure they were not empty. No doubt,they worked hard and they worked fast but they spent a whoopee amount to do so.But when a rank-and-file employee in a small company was posed with the same problem, he did not get into complications of X-rays, etc., but instead came out with another solution. He bought a strong industrialelectric fan and pointed it at the assembly line. He switched the fan on, and as each soapbox passed the fan, it simply blew the empty boxes out of the line.
Moral: Always look for simple solution. Devise the simplest possible solution that solves the problems. Always focus on solutions & not on problems.
So the end of the day the thing that really matters is HOW ONELOOK INTO THE PROBLEM and Resolve early.
The Dark Side Of Bulk Buying
On the surface, buying goods in bulk seems like a great way to save money. When you buy a large amount of anything, the price of individual units tends to be lower. The more you buy, the less each unit actually costs you. Although this seems a sure way to get a deal, bulk buying often costs people more than they know. (To find out how much you really need to spend, see Save Money The Scottish Way and Stop Keeping Up With The Joneses - They're Broke.)
This may be a wake-up for those who are currently caught up in bulk buying and a cautionary tale for those who are considering it. Read on to learn how bulk buying may be fattening up your spending habits.
Paying More for More Than You Need
Imagine that your favorite shampoo is sold for $12 per 20 ounce bottle. You find out that you can buy a 180 ounce bottle for a mere $45. What a deal; for about four times the price, you receive six times more shampoo. So you buy it and then spend the next year and a half using the same shampoo - that's longer than most celebrity marriages. Or however, you might end up using it up in less than a year because, with all this shampoo sitting in the shower, there is no point skimping, so you use twice as much as usual and are back buying another $45 bottle in six months. Or maybe you get sick of using the same shampoo and switch to a different brand before finishing off the monster bottle. These are all common problems with bulk buying. Although the price per unit price may be low, the overall purchase price is higher than that of just buying what you need for the week or month.
When people are in the store and find a year's supply of crackers for mere pennies a package, they often forget to consider whether they need or want that many crackers. Signs like "super deal" and "unbelievable savings" only help to cloud their thinking. The difference to your shopping budget if you buy a $45 bottle of shampoo versus a $12 one may mean that you need to put the groceries on your credit card. And while you are doing that, why not get a year's worth of toothpaste and peanut butter. Sure, you will have to pay down your credit card, but won't you save in the long run when your family is still scooping out of that same four-pound peanut butter jar 12 months down the road? Probably not.
Using Space
Another thing that bulk-shopping enthusiasts may not consider is the cost of storage. Bulk purchases have to be put somewhere and your fridge alone may not be enough. America produces some of the largest refrigerators in the world, but there is still a healthy market for freezers, dry storage bins and other food storage devices. Bulk buying may force you to purchase more storage and pay the continuing cost of storing food, such as the electricity bill for a larger fridge and a freezer.
Breaking the Budget - Breaking the Scale
Bulk buying has health-related consequences as well as financial ones. Unfortunately, overconsumption is as American as apple pie. Buying bulk only encourages this. If you have a massive jar of mayonnaise staring you down every time you open the fridge, you are going to try and find more ways to use it up - especially as the due date comes up. This means more mayonnaise in your sandwiches, salads, the kids' lunches, the cat's food and so on. Sure, you justified the purchase of the mayonnaise and saved money on the amount you consumed, but would you have eaten so much of it if you has purchased a smaller jar?More pressing than the financial problem is what increased consumption does to you and your family's health. While using extra shampoo doesn't exactly harm the environment in a way that is immediately noticeable, consuming more mayonnaise, peanut butter, cereal, frozen meals and other popular items available at the bulk stores will almost certainly affect your health in a way that you will be able to see in any full-length mirror. It seems odd to talk about obesity in a financial article, but this stems from the primarily financial drive of wanting to get as much as we can and use as much as we get.
The Beauty of Economy
The best way to reduce expenses is not by buying more of a particular product to get the bulk discount, but by buying and using less or substituting a cheaper product. Bulk buying is best described as something you don't need a lot of at a price you can't pass up. Avoiding it will help you financially - and perhaps even physically.
To learn how to work within a budget, see The Beauty Of Budgeting and Get Your Budget In Fighting Shape.
This may be a wake-up for those who are currently caught up in bulk buying and a cautionary tale for those who are considering it. Read on to learn how bulk buying may be fattening up your spending habits.
Paying More for More Than You Need
Imagine that your favorite shampoo is sold for $12 per 20 ounce bottle. You find out that you can buy a 180 ounce bottle for a mere $45. What a deal; for about four times the price, you receive six times more shampoo. So you buy it and then spend the next year and a half using the same shampoo - that's longer than most celebrity marriages. Or however, you might end up using it up in less than a year because, with all this shampoo sitting in the shower, there is no point skimping, so you use twice as much as usual and are back buying another $45 bottle in six months. Or maybe you get sick of using the same shampoo and switch to a different brand before finishing off the monster bottle. These are all common problems with bulk buying. Although the price per unit price may be low, the overall purchase price is higher than that of just buying what you need for the week or month.
When people are in the store and find a year's supply of crackers for mere pennies a package, they often forget to consider whether they need or want that many crackers. Signs like "super deal" and "unbelievable savings" only help to cloud their thinking. The difference to your shopping budget if you buy a $45 bottle of shampoo versus a $12 one may mean that you need to put the groceries on your credit card. And while you are doing that, why not get a year's worth of toothpaste and peanut butter. Sure, you will have to pay down your credit card, but won't you save in the long run when your family is still scooping out of that same four-pound peanut butter jar 12 months down the road? Probably not.
Using Space
Another thing that bulk-shopping enthusiasts may not consider is the cost of storage. Bulk purchases have to be put somewhere and your fridge alone may not be enough. America produces some of the largest refrigerators in the world, but there is still a healthy market for freezers, dry storage bins and other food storage devices. Bulk buying may force you to purchase more storage and pay the continuing cost of storing food, such as the electricity bill for a larger fridge and a freezer.
Breaking the Budget - Breaking the Scale
Bulk buying has health-related consequences as well as financial ones. Unfortunately, overconsumption is as American as apple pie. Buying bulk only encourages this. If you have a massive jar of mayonnaise staring you down every time you open the fridge, you are going to try and find more ways to use it up - especially as the due date comes up. This means more mayonnaise in your sandwiches, salads, the kids' lunches, the cat's food and so on. Sure, you justified the purchase of the mayonnaise and saved money on the amount you consumed, but would you have eaten so much of it if you has purchased a smaller jar?More pressing than the financial problem is what increased consumption does to you and your family's health. While using extra shampoo doesn't exactly harm the environment in a way that is immediately noticeable, consuming more mayonnaise, peanut butter, cereal, frozen meals and other popular items available at the bulk stores will almost certainly affect your health in a way that you will be able to see in any full-length mirror. It seems odd to talk about obesity in a financial article, but this stems from the primarily financial drive of wanting to get as much as we can and use as much as we get.
The Beauty of Economy
The best way to reduce expenses is not by buying more of a particular product to get the bulk discount, but by buying and using less or substituting a cheaper product. Bulk buying is best described as something you don't need a lot of at a price you can't pass up. Avoiding it will help you financially - and perhaps even physically.
To learn how to work within a budget, see The Beauty Of Budgeting and Get Your Budget In Fighting Shape.
Learn Excel in shortest time
Millions of users create and share Excel spreadsheets every day, but few go deeply enough to learn the techniques that will make their work much easier. Yet there are many ways to take advantage of Excel’s sophisticated capabilities without spending hours on advanced study.
Due to the nature of my job in Hedge Fund industry, I have opportunities in exploring many different formulas and functions to expedite my work processes. In many instances, formulas and function provides provide the logic that powers spreadsheets. Managing programming logic is always a challenge, but keeping track of programming logic across multiple cells, sheets, and workbooks can be particularly difficult, especially as spreadsheets grow and are reused.
Using Excel's built-in language, VBA (Visual Basic for Applications), you can bring a lot of automating power to your spreadsheets and become more productive by delegating many time-consuming and task using Excel programming.
The intent of this webpage is to show some useful Excel Function and VBA (Visual Basic for Applications) examples that I have picked up in the process of creating my own applications.
Come and visit to learn...
excelfanatic.com
excelfanatics.com
Due to the nature of my job in Hedge Fund industry, I have opportunities in exploring many different formulas and functions to expedite my work processes. In many instances, formulas and function provides provide the logic that powers spreadsheets. Managing programming logic is always a challenge, but keeping track of programming logic across multiple cells, sheets, and workbooks can be particularly difficult, especially as spreadsheets grow and are reused.
Using Excel's built-in language, VBA (Visual Basic for Applications), you can bring a lot of automating power to your spreadsheets and become more productive by delegating many time-consuming and task using Excel programming.
The intent of this webpage is to show some useful Excel Function and VBA (Visual Basic for Applications) examples that I have picked up in the process of creating my own applications.
Come and visit to learn...
excelfanatic.com
excelfanatics.com
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